Rental Car Accidents in Phoenix

If you have suffered an injury because of a motorist in a rental car, it can make the already challenging path forward even harder. Multiple insurance policies may be involved, and each insurance company may create its own complications.

The bottom line when it comes to rental car accidents in Phoenix is that you are entitled to fair compensation, and an experienced auto crash attorney at Elmm Law Group could help you obtain it.

What Are the Common Causes of Rental Car Accidents?

You can often assume that, if the motorist who caused the accident was behind the wheel of a rental car, they are from out of town. This usually means that they are not well-acquainted with the area, which could be a relevant factor in your auto accident claim. The motorist is also driving a car they are not familiar with, which can also be a contributing issue.

Regardless, every driver is responsible for navigating the road ahead safely. It does not matter where they are driving or what vehicle they are operating. If they are not capable of driving safely, they should not be on the road.

Ultimately, most rental car collisions are caused by driver negligence, which can be due to any of the following reasons:

• Excess speed increases the likelihood of accidents and fatalities
• Impaired driving can lead to a loss of coordination, poor judgment, and decreased decision-making skills in motorists
• Distracted driving diverts the driver’s attention from the primary task of driving safely
• Fatigue can lead to a similar impairment that drunk drivers experience
• Aggressive driving can combine many dangerous driver behaviors at once

No matter the cause, proving negligence is the key to holding the at-fault driver accountable after a rental car wreck in Phoenix.

Filing a Rental Car Claim

If another driver in their own vehicle caused your injuries, you would typically file your claim with their insurance company—a fairly straightforward process.

When the at-fault driver was in a rental car, however, identifying the responsible insurance company can be more complex. Common scenarios include:

Personal Auto Insurance

Most drivers’ personal car insurance extends to rental cars. In this case, your rental car claim proceeds like any other traffic accident claim in Phoenix. If your losses exceed the driver’s policy limits, additional coverage may be needed.

State-Required Coverage

If the driver lacks Arizona’s minimum liability coverage, the rental company must provide it. This applies when the driver does not own a car, lives out of state, or is underinsured or uninsured

Rental Company Coverage

Many rental agencies offer optional liability insurance at the time of rental. If purchased, this can expand the available coverage.

Credit Card Benefits

Some credit cards include insurance for rentals, but this typically excludes liability coverage.

Recovering Your Losses

After a rental car crash in Phoenix, you can suffer immense losses that break down into specific legal damages, such as:

• Medical expenses, which include both current and ongoing costs
• Property damage to your car and to anything inside your car
• Lost wages, which may include losses related to your earning power
• Physical and emotional pain and suffering
• Any permanent disfigurement or disabilities you experience
• Wrongful death

A dedicated car accident lawyer could help you pursue the full compensation you deserve for these losses.

Reach Out to an Experienced Rental Car Accident Lawyer in Phoenix Now

At Elmm Law Group, we take great pride in the reputation we have earned for championing the rights of injured individuals and advocating for their rightful compensation. Claims arising from rental car accidents in Phoenix are often complex, but we are here to help.

Learn more by contacting us online or calling our firm today. Consultations are free, and you pay no fees unless we win compensation for you.