Filing a Car Accident Claim in Phoenix

Filing a car accident claim in Phoenix can be complex, especially when you are seeking significant restitution for your losses. If another driver’s negligence left you injured, securing the fair compensation you deserve is essential.

At Elmm Law Group, our experienced car accident attorney knows how to navigate the process and is ready to guide you every step of the way.

How Does the Car Accident Claim Process Work?

You might assume that you must go to court to win a car accident claim, but this is usually not the case. Arizona is a fault-based car accident state, so when another driver causes a crash and injuries, their mandatory liability insurance should cover any resulting losses. Therefore, the process generally begins with an insurance claim against the responsible driver’s provider.

If the insurer does not make a fair offer or disputes liability, the case might escalate to litigation. You should have a Phoenix auto accident attorney on your side who is skilled at both insurance negotiations and litigation, in case it is necessary after filing your claim.

Proving the Other Driver’s Negligence

Car accident claims filed in Phoenix are based on negligence. Driver negligence can take many forms, such as:

• Distracted, aggressive, or drowsy driving
• Excessive speeding
• Impaired driving
• Failure to follow the rules of the road

To prove the other driver’s negligence, your dedicated car accident lawyer may turn to the evidence, which can include any combination of the following:

• The police report and any citations
• Eyewitness testimony
• Photos and videos captured by dashcams, security or traffic cameras, bystanders, or the occupants of other vehicles
• Physical evidence at the scene, such as skid marks and the manner in which the involved vehicles collided
• Expert testimony
• Professional accident reconstruction models that illustrate how the accident happened

By gathering and presenting this evidence effectively, your attorney can build a compelling case that strengthens your chance of full compensation.

Establishing Your Covered Losses

In a Phoenix car accident claim, you can seek compensation for your economic and non-economic damages.

Economic Losses

Economic losses are those that have a quantifiable price. For example, the property damage to your car and to any of its contents is an economic loss. Your medical bills, both current and ongoing, will also amount to a specific value, and it is likely to be quite high.

Additionally, your lost earnings are important to consider. If the crash derailed your career or affected your earning power, this category of loss will have an even greater financial impact.

Apart from lost earnings, losses involving your career can also lead to difficult emotional challenges. For example, if you are unable to pursue your dream career, you may pay a steep emotional price.

Non-Economic Losses

Non-economic losses address your physical and emotional pain and suffering. Being injured due to someone else’s negligence can be hard to process, and the emotional impact of a violent car crash can be immense.

Your lawyer will spare no effort when filing your claim to clearly outline the full scope of your physical, financial, and emotional losses.

Steps To Protect Your Claim

Filing a strong claim is crucial for your recovery after a car accident in Phoenix, and the following steps may help you achieve it.

First, do not wait to seek medical care and follow your doctor’s instructions and advice carefully. Then, retain professional legal counsel from the start.

Remember that the insurance company aims to minimize your settlement, so let your reputable car accident lawyer handle the discussions. For the same reason, stay off social media while your claim is pending.

Contact Our Firm for Help With Your Phoenix Car Crash Claim

Filing a car accident claim in Phoenix is important if another driver causes you injuries in a traffic collision. At Elmm Law Group, we have the experience to handle complex claims and fight for the compensation you deserve. We are on your side—contact us online or call today for a free consultation.